Senior Citizen FD Rates Hit 8.15% at 12 Banks; TDS Exemption Rises
Senior citizen FD rates now climb up to 8.15% at twelve Indian banks, marking highly attractive returns for retirees. Utkarsh Small Finance Bank leads the market with an 8.15% offer for 2–3 year tenors. ESAF and Suryoday Small Finance Bank closely follow, listing 8.10% on select fixed deposit tenors (rates as of Oct 22, 2025,…