42% Festive Borrowers Opt for Instant Loans

Festive borrowers chart showing instant loans preference in India by 42% for 2025

Festive instant loans chosen by 42% over rates

A survey shows 42% of festive borrowers in India selected instant personal loans for speed, prioritizing quick access over interest rates, as reported on November 10, 2025. Of these, 41% took their first festive loan. (business-standard.com).

Loan apps and digital lenders saw a 30% uptick in applications during the festive season, with average loan sizes at ₹25,000–₹50,000. (business-standard.com).

This trend highlights shifting consumer preferences toward digital convenience amid rising festive spending.

What to watch next: RBI guidelines on instant lending to ensure borrower protection.

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